/*!
Theme Name: Goll insurance
Theme URI: http://goll-insurance.me/
Author: Goll_insurance.me
Author URI: http://goll-insurance.me/
Description: Description
Version: 1.0.0
Tested up to: 5.4
Requires PHP: 5.6
License: GNU General Public License v2 or later
License URI: LICENSE
Text Domain: goll-insurance
Tags: custom-background, custom-logo, custom-menu, featured-images, threaded-comments, translation-ready

*/

.get-in-touch-section .get-in-touch-btn{
    color: #1a1d50;
    padding: 17px 30px;
    text-transform: uppercase;
    text-align: center;
    display: inline-block;
    position: relative;
    overflow: hidden;
    transition: all 0.3s linear;
    z-index: 1;
    background: #fff;
    border: none;
    letter-spacing: 1.4px;
    font-size: 14px;
    line-height: normal;
    font-weight: bold;
    vertical-align: top;
	border: 1px solid #fff;
}
.get-in-touch-section .get-in-touch-btn:hover{
	background: transparent;
	border: 1px solid #fff;
	color: #fff;
} 
.map-wrapper {
    width: 100%;
}

.map-wrapper iframe {
    width: 100%;
    height: 450px;
    border: 0;
}
.home-about-img2 img {
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
    border: 5px solid #fff;
}
img.home-about-img1 {
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
}
/*.why-choose-style1 img {
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.09);
}*/
.quform-element.form-group p {
    margin-bottom: 0px;
}
h2.display-5 {
    line-height: 1.1em !important;
}
footer .email a:hover, footer .email a:active, footer .email a:focus {
    color: #fff !important;
}
footer .phone a:hover, footer .phone a:active, footer .phone a:focus {
    color: #fff !important;
}
 .testimonial3 .testimonial-box {
	 height: 180px;
} 
.page-id-33 .display-12 {
    font-size: 22px;
}
section.home-faq-sec {
    background: #1a1d50;
}
.home-faq-sec .title-style2 h2 {
    color: #fff;
}
.home-faq-sec .accordion-style .card {
    background: #fff;
}
.banner-style2 .slider-fade p {
    color: #fff;
    font-size: 18px;
}
.page-template-personal-insurance-services .why-choose-style1 {
    padding: 100px 0 0; 
}
.custom-hero-insurance {
    padding: 160px 0 100px;
}
.custom-hero-title {
    font-size: 56px;
    line-height: 1.3em !important;
    margin-bottom: 20px;
}
.custom-hero-subtitle {
    font-size: 18px;
    line-height: 1.7;
/*     max-width: 800px; */
    margin: 0 auto 35px;
}
.home-types-section {
    padding: 90px 0;
    /*background-color: #f8f9fc;*/
}
.section-heading {
    max-width: 760px;
    margin: 0 auto 60px;
}
.section-subtitle {
    font-size: 17px;
    color: #555;
    line-height: 1.7;
}
.home-type-card {
    background: #ffffff;
    border-radius: 14px;
    padding: 35px 30px;
    height: 100%;
    text-align: center;
    transition: all 0.3s ease;
    box-shadow: 0 10px 30px rgba(0,0,0,0.09);
}
.home-type-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 18px 45px rgba(0,0,0,0.09);
}
.icon-wrap {
    width: 70px;
    height: 70px;
    margin: 0 auto 20px;
    /*background-color: #eef1ff;*/
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
}
.icon-wrap i {
    font-size: 30px;
    color: #1a1d50;
}
.icon-wrap img {
    font-size: 30px;
    color: #1a1d50;
}
.home-type-card h4 {
    font-size: 20px;
    font-weight: 600;
    color: #1a1d50;
    margin-bottom: 10px;
}
.insurance-cost-simple {
    padding: 100px 0;
    background-color: #f8f9fc;
}
.cost-box {
    background: #ffffff;
    padding: 60px 50px;
    border-radius: 20px;
    box-shadow: 0 25px 50px rgba(0,0,0,0.08);
}
.cost-tag {
    display: inline-block;
    background: #eef1ff;
    color: #1a1d50;
    padding: 6px 16px;
    border-radius: 20px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 18px;
}
.cost-title {
    font-size: 42px;
    font-weight: 700;
    color: #1a1d50;
    line-height: 1.25;
    margin-bottom: 20px;
}
.cost-title em {
    font-style: italic;
    font-weight: 600;
}
.cost-stats {
    display: flex;
    justify-content: center;
    gap: 40px;
	width: 80%;
    margin: 0 auto;
    padding-bottom: 30px;
}
.stat-item {
    display: flex;
    align-items: center;
    gap: 15px;
    text-align: left;
	/*width: 100%;*/
}
.stat-item i {
    font-size: 26px;
    color: #1a1d50;
}
.stat-item p {
    margin: 0;
    font-size: 14px;
    color: #444;
}
.cost-note {
    font-size: 16px;
    color: #666;
    margin-bottom: 35px;
}
.cost-actions {
    display: flex;
    justify-content: center;
    gap: 15px;
    flex-wrap: wrap;
}
.section-title {
    font-size: 48px;
    color: #1a1d50;
}
.process-card {
    background: #ffffff;
    padding: 25px;
    border-radius: 12px;
    align-items: flex-start;
    gap: 18px;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}
.process-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 15px 35px rgba(0, 0, 0, 0.12);
}
.icon-box {
    min-width: 55px;
    height: 55px;
    border-radius: 50%;
    background: #1a1d50;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #ffffff;
    font-size: 22px;
}
.process-content h5 {
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 6px;
    color: #1a1d50;
}
.process-content p {
    margin: 0;
    font-size: 0.95rem;
    color: #555;
    line-height: 1.6;
}
.insurance-savings-section {
    background: #ffffff;
}
.savings-title {
    font-size: 2.4rem;
    font-weight: 700;
    color: #1a1d50;
    margin-bottom: 10px;
}
.savings-subtitle {
    font-size: 1rem;
    color: #666;
    max-width: 650px;
}
.savings-item {
    gap: 20px;
    padding: 22px 0;
    border-bottom: 1px solid #e6e9f0;
}
.savings-item:last-child {
    border-bottom: none;
}
.savings-icon {
    min-width: 54px;
    height: 54px;
    background: #f0f2f8;
    color: #1a1d50;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    border-radius: 10px;
}
.savings-content h5 {
    font-size: 1.2rem;
    font-weight: 600;
    color: #1a1d50;
    margin-bottom: 6px;
}
.savings-content p {
    font-size: 0.95rem;
    color: #555;
    margin-bottom: 0;
    line-height: 1.6;
}
.get-in-touch-section p {
    font-size: 20px;
    width: 80%;
    justify-content: center;
    text-align: center;
    margin: 0 auto;
    padding-bottom: 40px !important;
}





.pricing-features {
    list-style: none;
    padding: 0;
    margin: 40px 60px;
    max-width: 760px;
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    row-gap: 12px;
    column-gap: 40px;
}

.pricing-features li {
    display: flex;
    align-items: center;       
    gap: 14px;
    font-size: 16px;
    font-weight: 500;
	text-align: left;
}

.pricing-features li::before {
    content: "✓";
    flex-shrink: 0;
    width: 26px;
    height: 26px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #eef4ff;
    color: #1a1d50;
    font-size: 14px;
    font-weight: 700;
}



ul.ri-addon-list {
    list-style-type: none;
}
.ri-overview-section {
    background: #8484871c;
}
.ri-image-wrap .ri-main-img {
    border-radius: 14px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
}

.ri-image-wrap .ri-float-img {
    position: absolute;
    bottom: -30px;
    right: 0px;
    width: 45%;
    border-radius: 14px;
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.2);
}

.ri-section-tag {
    display: flex;
    font-size: 0.85rem;
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
    color: #1a1d50;
    margin-bottom: 10px;
    justify-content: center;
}

.ri-heading {
    font-size: 2.4rem;
    font-weight: 700;
    color: #1a1d50;
    margin-bottom: 16px;
}

.ri-intro-text {
    font-size: 1rem;
    color: #555;
    margin-bottom: 30px;
    line-height: 1.7;
}

.ri-feature-list {
    display: flex;
    flex-direction: column;
    gap: 22px;
}

.ri-feature-item {
    gap: 18px;
    align-items: flex-start;
}

.ri-feature-icon {
    min-width: 52px;
    height: 52px;
    background: #f1f3f9;
    color: #1a1d50;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
}

.ri-feature-content h5 {
    font-size: 1.15rem;
    font-weight: 600;
    color: #1a1d50;
    margin-bottom: 6px;
}

.ri-feature-content p {
    font-size: 0.95rem;
    color: #555;
    margin-bottom: 0;
    line-height: 1.6;
}

.ri-addon-list {
    padding-left: 18px;
    margin: 6px 0 0;
}

.ri-addon-list li {
    font-size: 0.9rem;
    color: #555;
    margin-bottom: 4px;
}
.ri-feature-card {
    border-radius: 15px;
    transition: 0.3s ease;
}

.ri-feature-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 10px 25px rgba(0,0,0,0.08);
}

.ri-icon i {
    background: #eef3ff;
    padding: 15px;
    border-radius: 50%;
}
.ri-feature-card {
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.09);
    border: 0px !important;
}
.ri-feature-card:hover {
    border-top: 5px solid #1a1d50 !important;
}



.insurance-cost-simple {
    padding: 80px 0;
    background: #f8f9fb;
}

.cost-box {
    background: #ffffff;
    padding: 60px 50px;
    border-radius: 16px;
    box-shadow: 0 20px 50px rgba(0,0,0,0.08);
}

/* Badge */
.cost-badge {
    background: rgba(30, 58, 138, 0.1);
    color: #1e3a8a;
    padding: 8px 18px;
    border-radius: 30px;
    font-size: 14px;
    font-weight: 600;
}

/* Pricing Highlight */
.pricing-highlight {
    background: #1a1d50;
    color: #ffffff;
    padding: 25px;
    border-radius: 14px;
}

.pricing-highlight h5 {
    font-weight: 600;
}

.price-range {
    font-size: 26px;
    font-weight: 800;
}

.price-range span {
    font-size: 14px;
    font-weight: 400;
    opacity: 0.9;
}

/* Make columns equal height */
.blog-page-section .row {
    display: flex;
    flex-wrap: wrap;
}

/* Each column becomes flex */
.blog-page-section .col-md-6,
.blog-page-section .col-lg-4 {
    display: flex;
}

/* Card full height */
.card-style10 {
    display: flex;
    flex-direction: column;
    width: 100%;
    height: 100%;
}

/* Push content to bottom evenly */
.card-style10 .card-body {
    flex-grow: 1;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
}

/* Optional: image fixed ratio */
.card-style10 .card-img img {
    width: 100%;
    height: 240px;
    object-fit: cover;
}

@media (min-width: 1024px) and (max-width: 1024px) {
 .ri-image-wrap .ri-float-img {
        right: 160px;
    }
}
/* Responsive */
@media (max-width: 1024px) {
   .banner-style2 h1 {
    font-size: 50px;
}
	.banner-style2 .slider-fade p {
    font-size: 14px;
}
.pricing-features {
    margin: 40px 50px;
}
.section-title {
    font-size: 44px;
}
}
@media (max-width: 767px) {
    .cost-box {
        padding: 40px 25px;
    }

    .price-range {
        font-size: 22px;
    }
	.get-in-touch-section p {
    	font-size: 16px;
	}
}


/*.section-title {
  font-size: clamp(2rem, 4vw, 2.8rem);
  font-weight: 700;
  margin-bottom: 15px;
}*/

.section-subtitle {
  color: #6c757d;
  font-size: 1.1rem;
}

/* Card */
.insurance-card {
  background: #ffffff;
  padding: 35px;
  border-radius: 16px;
  height: 100%;
  box-shadow: 0 10px 30px rgba(0,0,0,0.09);
  transition: transform 0.3s ease;
}

.insurance-card:hover {
  transform: translateY(-6px);
  border-top: 5px solid #1a1d50;
}

/* Highlight Card */
/*.insurance-card--highlight {
  border-top: 5px solid #0d6efd;
}*/

/* Title */
.insurance-title {
  font-size: 1.6rem;
  font-weight: 600;
  margin-bottom: 25px;
}

/* List */
.insurance-list {
  list-style: none;
  padding: 0;
  margin: 0;
}

.insurance-list li {
  padding-left: 28px;
  position: relative;
  margin-bottom: 14px;
  font-size: 1rem;
  color: #333;
}

.insurance-list li::before {
  content: "✔";
  position: absolute;
  left: 0;
  color: #1a1d50;
  font-size: 14px;
  top: 2px;
}

/* Button */
.insurance-btn {
  margin-top: 25px;
  padding: 12px 28px;
  background: #0d6efd;
  color: #fff;
  border-radius: 50px;
  text-decoration: none;
  font-weight: 500;
  display: inline-block;
  transition: background 0.3s ease;
}

.insurance-btn:hover {
  background: #0b5ed7;
  color: #fff;
}




.our-approach-section {
  overflow: hidden;
}

/* Image Styling */
.approach-image {
  border-radius: 18px;
  box-shadow: 0 15px 40px rgba(0, 0, 0, 0.35);
  max-width: 100%;
}

/* Optional subtle animation */
.approach-image-wrapper {
  animation: floatImage 6s ease-in-out infinite;
}

@keyframes floatImage {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}

/* Typography fix */
.title-style4 h2 {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 700;
}



.our-service-area-pro {
    background: #ffffff;
}



.service-subtitle {
    font-size: 1.1rem;
    color: #6c757d;
}

/* Location Boxes */
.location-box {
    background: #f8f9fc;
    border: 1px solid #e4e8f0;
    border-radius: 14px;
    padding: 18px 20px;
    text-align: center;
    font-size: 1rem;
    font-weight: 600;
    color: #0b1c39;
    transition: all 0.3s ease;
}

.location-box:hover {
    background: #0b1c39;
    color: #ffffff;
    transform: translateY(-5px);
}
.location-box i {
    padding-right: 6px;
}

.get-to-know-us p {
  color: #555;
  line-height: 1.6;
}

.get-to-know-us .location i {
  color: #e63946; /* red pin */
  font-size: 1.2rem;
}


.get-to-know-us img {
  max-width: 100%;
  height: auto;
}
.error404 .custom-hero-insurance {
    padding: 0px 0 96px;
}
/* ===============================
   FIX BLANK ACCORDION @1024
================================ */

@media (min-width: 768px) and (max-width: 1199px) {

    /* Hide desktop tabs */
    .horizontaltab.tab-style3 .resp-tabs-list {
        display: none !important;
    }

    /* Accordion title */
    .resp-accordion {
        display: block !important;
        background: #1c1f4a !important; /* force bg */
        padding: 16px 45px 16px 18px;
        margin-bottom: 12px;
        font-weight: 600;
        border-radius: 6px;
        position: relative;
        cursor: pointer;
    }

    /* Active accordion */
    .resp-accordion.resp-tab-active {
        background: #0f123a !important;
    }

    .resp-tab-content {
        padding: 20px 0 !important;
        border-bottom: 1px solid #eee;
    }

    /* Images responsive */
    .resp-tab-content img {
        width: 100%;
        height: auto;
        border-radius: 8px;
    }
}
@media (max-width: 991px) {
	section.about-trust-section h2 {
		margin-top: 60px;
		text-align: center;
		line-height: 1.2 !important;
	}
    /*.banner-style2 h1 {
    font-size: 50px;
}*/
}
@media (max-width: 580px) {
section.about-trust-section h2 {
    margin-top: 10px;
}
	.pricing-features {
    	margin: 40px 0px;
	}
}

.our-story-section {
    background: #f8f9fb;
}

.story-subtitle {
    display: inline-block;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 1px;
    color: #6c757d;
    text-transform: uppercase;
    margin-bottom: 12px;
}

.story-title {
    font-size: 44px;
    font-weight: 700;
    color: #1a1d50;
    line-height: 1.2;
    margin-bottom: 20px;
}

.story-text {
    font-size: 16px;
    color: #555;
    line-height: 1.7;
    margin-bottom: 15px;
}

.story-card {
    background: #ffffff;
    padding: 35px;
    border-radius: 12px;
    box-shadow: 0 15px 40px rgba(0, 0, 0, 0.08);
}

.story-card h5 {
    font-weight: 700;
    color: #0b1c39;
}

.story-list li {
    display: flex;
    align-items: center;
    font-size: 16px;
    color: #333;
    margin-bottom: 12px;
}

.check-icon {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 26px;
    height: 26px;
    background: #1a1d50;
    color: #fff;
    border-radius: 50%;
    font-weight: 700;
    margin-right: 12px;
    font-size: 14px;
}

.story-footer {
    font-size: 15px;
    color: #444;
    border-top: 1px solid #eee;
    padding-top: 15px;
}



.team-section {
    background: #fff;
}

.team-subtitle {
    display: inline-block;
    font-size: 14px;
    font-weight: 600;
    letter-spacing: 1px;
    text-transform: uppercase;
    color: #1a1d50;
    margin-bottom: 10px;
}

.team-title {
    font-size: 44px;
    font-weight: 700;
    color: #0b1c39;
    margin-bottom: 10px;
}

.team-intro {
    font-size: 16px;
    color: #555;
}

.team-card {
    background: #ffffff;
    padding: 30px;
    border-radius: 14px;
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.08);
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.team-card.h-100:hover {
    transform: translateY(-6px);
    border-bottom: 5px solid #1a1d50;
}
.team-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 20px 45px rgba(0, 0, 0, 0.12);
}

.team-card-header {
    border-left: 4px solid #1a1d50;
    padding-left: 15px;
    margin-bottom: 15px;
}

.team-card-header h4 {
    font-size: 20px;
    font-weight: 700;
    color: #0b1c39;
    margin-bottom: 3px;
}

.team-card-header span {
    font-size: 14px;
    font-weight: 500;
    color: #808080;
}

.team-card p {
    font-size: 15px;
    color: #444;
    line-height: 1.7;
    margin-bottom: 12px;
}

.team-highlight {
    font-weight: 600;
    color: #222;
}



	/* Main Section Container */
	/*.payment-claim-section {
		background: #ffffff;
		padding: 100px 5%;
		position: relative;
		overflow: hidden;
	}
	.section-header {
		text-align: center;
		margin-bottom: 60px;
	}
	.section-description {
		color: #64748b;
		max-width: 700px;
		margin: 0 auto;
		line-height: 1.6;
	}    
	.cta-card {
		background: #1a1d50;
		border-radius: 24px;
		padding: 50px 40px;
		text-align: center;
		box-shadow: 0 20px 60px rgba(99, 102, 241, 0.3);
	}
	.cta-icon {
		width: 80px;
		height: 80px;
		background: rgba(255, 255, 255, 0.2);
		border-radius: 50%;
		display: flex;
		align-items: center;
		justify-content: center;
		font-size: 40px;
		margin: 0 auto 25px;
		backdrop-filter: blur(10px);
	}
	.cta-card h2 {
		font-size: 32px;
		font-weight: 700;
		margin-bottom: 15px;
		color: #fff;
	}
	.cta-card p {
		font-size: 16px;
		color: rgba(255, 255, 255, 0.9);
		margin-bottom: 30px;
		line-height: 1.6;
	}
	.cta-buttons {
		display: flex;
		gap: 15px;
		justify-content: center;
		flex-wrap: wrap;
	}
	.cta-buttons .btn {
		padding: 14px 27px;
		font-size: 16px;
		font-weight: 600;
		border: none;
		border-radius: 50px;
		cursor: pointer;
		transition: all 0.3s ease;
		text-decoration: none;
		display: inline-block;
	}

	.cta-buttons .btn-primary {
		background: #fff;
		color: #1a1d50;
		box-shadow: 0 10px 30px rgba(0, 0, 0, 0.2);
	}

	.cta-buttons .btn-primary:hover {
		transform: translateY(-3px);
		box-shadow: 0 15px 40px rgba(0, 0, 0, 0.3);
		background: #808080;;
		color: #fff;
	}

	.cta-buttons .btn-secondary {
		background: transparent;
		color: #fff;
		border: 2px solid rgba(255, 255, 255, 0.5);
	}

	.cta-buttons .btn-secondary:hover {
		background: rgba(255, 255, 255, 0.1);
		border-color: #fff;
		transform: translateY(-3px);
	}
	.features-list {
		margin-top: 30px;
		display: grid;
		gap: 15px;
		justify-content: center;
	}

	.feature-item {
		display: flex;
		align-items: center;
		gap: 10px;
		color: rgba(255, 255, 255, 0.9);
		font-size: 15px;
        text-align: left;
	}

	.feature-check {
		width: 24px;
		height: 24px;
		background: rgba(255, 255, 255, 0.2);
		border-radius: 50%;
		display: flex;
		align-items: center;
		justify-content: center;
		flex-shrink: 0;
	}
*/

/* Mobile fix */
@media (max-width: 768px) {
    .custom-hero-title {
    font-size: 38px !important;
}
    .section-title {
    font-size: 38px;
}
    .pricing-features {
        grid-template-columns: 1fr;
    }
    .home-about-section .right-n10 {
    right: 0%;
}
.title-style4 h2, .title-style2 h2 {
    font-size: 38px !important;
}
}
/* Mobile */
@media (max-width: 767px) {
    .ri-heading {
        font-size: 1.9rem;
    }

    .ri-image-wrap .ri-float-img {
        display: none;
    }
}

/* Responsive */
@media (max-width: 767px) {
    .insurance-cost-simple {
        padding: 70px 0;
    }

    .cost-box {
        padding: 40px 25px;
    }

    .cost-title {
        font-size: 32px;
    }

    .cost-stats {
        flex-direction: column;
        gap: 20px;
        align-items: center;
    }

    .stat-item {
        text-align: center;
        flex-direction: column;
    }
    .banner-style2 .slider-fade p {
    font-size: 15px;
}

}

/* Responsive */
@media (max-width: 767px) {
    .section-title {
        font-size: 32px;
    }
    .home-types-section {
        padding: 60px 0;
    }
}
/* Mobile Responsive */
@media (max-width: 575px) {
    .savings-title {
        font-size: 1.9rem;
    }

    .savings-item {
        gap: 15px;
    }
    .process-card {
        padding: 20px;
    }

    .section-title {
        font-size: 32px;
    }
    .testimonial-carousel4 .owl-item p {
    font-size: 16px;
}
}

/* ===============================
   RESPONSIVE
================================ */

/* Laptop */
@media (max-width: 1199px) {
    .custom-hero-title {
        font-size: 48px;
    }
}

/* Tablet */
@media (max-width: 991px) {
    .custom-hero-insurance {
        padding: 120px 0 80px;
    }

    .custom-hero-title {
        font-size: 44px;
    }

    .custom-hero-subtitle {
        font-size: 17px;
    }
}

/* Mobile */
@media (max-width: 575px) {
    .section-subtitle {
    font-size: 14px;
}
section.insurance-cost-simple h2 {
    font-size: 28px;
}
   .title-style4 h2, .title-style2 h2 {
    font-size: 28px !important;
}
    .custom-hero-insurance {
        padding: 80px 0 30px;
    }

    .custom-hero-title {
        font-size: 32px !important;
        line-height: 1.3;
    }

    .custom-hero-subtitle {
        font-size: 15px;
        margin-bottom: 25px;
    }

    .custom-hero-btn {
        padding: 12px 28px;
        font-size: 15px;
    }
        .banner-style2 .slider-fade p {
        font-size: 18px;
    }
    
    .home-testimonial-section .owl-item p {
    font-size: 16px;
}
}


/* Responsive */
@media (max-width: 767px) {
  .insurance-card {
    padding: 25px;
  }
}

/* Responsive */
@media (max-width: 991px) {
    .story-title {
        font-size: 30px;
    }
}
@media (max-width: 480px) {
    .banner-style2 .slider-fade p {
    font-size: 14px;
}
.slider-fade h1 {
    font-size: 27px !important;
    line-height: 1.2em !important;
    margin-bottom: 10px !important;
}
.cta-buttons .btn {
    padding: 10px 22px;
}

}

/* Responsive */
@media (max-width: 991px) {
    .team-title {
        font-size: 30px;
    }
   /* .header-style1 .navbar-default .container, .navbar-default .container-fluid {
    position: fixed !important;
    background: transparent;
    border-bottom: 1px solid #33333317;
}*/
}



 /* Hero Section */
        .hero-section {
            /*background: linear-gradient(135deg, #1a3a6b 0%, #2d5a8f 100%);*/
            position: relative;
            padding: 80px 0 60px;
            overflow: hidden;
        }

        .hero-section::before {
            content: '';
            position: absolute;
            top: 0;
            left: 0;
            right: 0;
            bottom: 0;
            background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><path d="M0,300 Q300,100 600,300 T1200,300 L1200,600 L0,600 Z" fill="rgba(255,255,255,0.03)"/></svg>') no-repeat center;
            background-size: cover;
            opacity: 0.3;
        }

        .hero-section h2 {
            color: #1a1d50;
            font-size: 3rem;
            font-weight: 500;
            letter-spacing: 2px;
            margin-bottom: 50px;
            text-align: center;
            position: relative;
            z-index: 1;
        }

        .hero-content {
            position: relative;
            z-index: 1;
        }

        .info-card {
            background: rgba(255, 255, 255, 0.95);
            border-radius: 8px;
            padding: 30px;
            height: 100%;
            box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
        }

        .info-card h3 {
            /*color: var(--primary-navy);*/
            font-size: 1.5rem;
            font-weight: 600;
            margin-bottom: 20px;
            text-transform: uppercase;
            letter-spacing: 1px;
        }

        .info-card p {
            margin: 0;
        }

        /* Insurers Section */
        .insurers-section {
            padding: 100px 0 0;
            background: white;
        }

        .insurers-section h3 {
            font-size: 1.8rem;
            font-weight: 600;
            margin-bottom: 15px;
            text-transform: uppercase;
            letter-spacing: 1px;
            text-align: center;
        }

        .insurers-section .intro-text {
            line-height: 1.8;
            margin-bottom: 30px;
            text-align: center;
        }

        .insurer-card {
            /*border: 1px solid #e0e0e0;*/
            border-radius: 8px;
            padding: 30px;
            /*margin-bottom: 30px;*/
            background: white;
            transition: all 0.3s ease;
            height: 100%;
            display: flex;
            flex-direction: column;
        }

        /*.insurer-card:hover {
            box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
            transform: translateY(-5px);
        }*/

        .logo-container {
            height: 140px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 25px;
            padding: 20px;
            border: 1px solid #e0e0e0
        }

        .logo-container img {
            max-width: 100%;
            max-height: 100%;
            object-fit: contain;
        }

        .button-group {
            display: flex;
            gap: 10px;
            /*margin-top: auto;*/
        }

        .btn-payment {
            flex: 1;
            padding: 8px 20px;
            border: 1px solid #1a1d50;
            background: white;
            color: #1a1d50;
            font-weight: 600;
            text-transform: uppercase;
            letter-spacing: 1px;
            text-decoration: none;
            display: inline-block;
            text-align: center;
        }

        .btn-payment:hover {
            background: #1a1d50;
            color: white;
        }

        .btn-claim {
            flex: 1;
            padding: 8px 20px;
            background: #1a1d50;
            color: white;
            font-weight: 600;
            text-transform: uppercase;
            letter-spacing: 1px;
            border: 1px solid #1a1d50;
            transition: all 0.3s ease;
            text-decoration: none;
            display: inline-block;
            text-align: center;
        }

        .btn-claim:hover {
            background: #fff;
            border-color: #1a1d50;
            color: #1a1d50;
        }

        /* Responsive adjustments */
        @media (max-width: 768px) {
            .hero-section h1 {
                font-size: 2rem;
            }

            .info-card {
                margin-bottom: 20px;
            }

            .button-group {
                flex-direction: column;
            }

            .btn-payment,
            .btn-claim {
                width: 100%;
            }
        }

        @media (max-width: 576px) {
            .hero-section {
                padding: 50px 0 40px;
            }

            .hero-section h1 {
                font-size: 1.75rem;
            }

            .insurers-section {
                padding: 50px 0;
            }
        }

/* Mobile Sticky Header */
@media (max-width: 991px) {
/* Default Transparent Header (Hero upar) */
.header-style1 {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    z-index: 999;
    background: transparent;
    transition: all 0.3s ease;
}

/* Sticky After Scroll */
.header-style1.sticky-active {
    position: fixed;
    top: 0;
    background: #ffffff;
    box-shadow: 0 4px 20px rgba(0,0,0,0.08);
}

/* .navbar-toggler.bg-secondary {
    background: #1a1d50 !important;
} */
/* Logo resize smooth */
.header-style1 img {
    transition: 0.3s ease;
}

.header-style1.sticky-active img {
    max-height: 45px;
}

.top-position1 {
    margin-top: 0px !important;
}
	
	
}




/* ─── SECTION WRAPPER ─── */
        .ind-section {
            padding: 90px 0 100px;

        }

        /* ─── LEFT IMAGE STACK ─── */
       
        .ind-img-main {
            object-fit: cover;
            width: 100%;
        }
        .ind-img-thumb {
            position: absolute;
            bottom: 20px; right: 0;
            width: 48%;
            aspect-ratio: 1/1;
            border-radius: var(--radius);
            object-fit: cover;
            border: 5px solid var(--white);
            box-shadow: 0 16px 40px rgba(11,31,58,.18);
        }

        /* ─── HEADING BLOCK ─── */
        
        .ind-lead {
            font-size: 15.5px;
            color: var(--muted);
            line-height: 1.75;
            margin-top: 12px;
        }

        /* ─── INDUSTRY CARD GRID ─── */
        .ind-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 14px;
            margin-top: 32px;
        }

        .ind-card {
            background: var(--white);
            border: 1px solid rgba(200,150,74,.15);
            border-radius: 14px;
            padding: 18px 20px;
            display: flex;
            align-items: center;
            gap: 14px;
            transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
            cursor: default;
        }
        .ind-card:hover {
            transform: translateY(-4px);
            box-shadow: 0 14px 36px rgba(11,31,58,.1);
            border-color: #1a1d50;
        }

        .ind-icon-wrap {
            width: 46px;
            height: 46px;
            border-radius: 12px;
            background: #1a1d50;
            color: #fff;
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 18px;
            flex-shrink: 0;
            transition: background .25s, color .25s;
        }

        .ind-card-label {
            font-size: 13.5px;
            font-weight: 500;
            color: var(--ink);
            line-height: 1.4;
        }

        /* full-width card for last odd item */
        .ind-card.full {
            grid-column: span 2;
            max-width: calc(50% - 7px);
            margin: 0 auto;
        }

        /* ─── ANIMATIONS ─── */
        @keyframes fadeUp {
            from { opacity:0; transform:translateY(22px); }
            to   { opacity:1; transform:translateY(0); }
        }
        .anim { opacity:0; animation: fadeUp .55s ease forwards; }
        .d1  { animation-delay:.08s; }
        .d2  { animation-delay:.16s; }
        .d3  { animation-delay:.24s; }
        .d4  { animation-delay:.32s; }
        .d5  { animation-delay:.40s; }
        .d6  { animation-delay:.48s; }
        .d7  { animation-delay:.56s; }
        .d8  { animation-delay:.64s; }
        .d9  { animation-delay:.72s; }
        .d10 { animation-delay:.80s; }

        /* ─── RESPONSIVE ─── */
        @media (max-width: 768px) {
            .ind-grid { grid-template-columns: 1fr; }
            .ind-card.full { grid-column: span 1; max-width: 100%; }
            .ind-img-wrap { min-height: 320px; margin-bottom: 40px; }
        }


        /* ── SECTION ── */
        .proc-section {
            padding: 100px 0 110px;
        }
        .proc-deco-circle {
            position: absolute;
            bottom: -100px; left: -100px;
            width: 380px; height: 380px;
            border-radius: 50%;
            border: 1px solid rgba(200,150,74,.08);
            pointer-events: none;
        }

        /* ── HEADER ── */
        .proc-eyebrow {
            font-size: 11px;
            font-weight: 500;
            letter-spacing: 5px;
            text-transform: uppercase;
            color: #1a1d50;
            display: inline-flex;
            align-items: center;
            gap: 10px;
            margin-bottom: 16px;
        }
        .proc-eyebrow::before, .proc-eyebrow::after {
            content: '';
            width: 24px; height: 1px;
            background: var(--gold);
            opacity: .5;
        }
        /* ── TRACK ── */
        .proc-track { position: relative; margin-top: 72px; }

        /* Zigzag connector line via SVG overlay */
        .proc-connector {
            position: absolute;
            top: 54px;
            left: 0; right: 0;
            height: 2px;
            pointer-events: none;
            z-index: 0;
        }

        /* straight dashed line across all 5 */
.proc-line-top {
    position: absolute;
    top: 54px;
    left: calc(10% + 54px);
    right: calc(10% + 54px);
    height: 2px;
    background: repeating-linear-gradient(90deg, rgb(255 255 255 / 40%) 0px, #1a1d50 12px, transparent 12px, transparent 24px);
    z-index: 0;
}

        /* ── STEP BUBBLE ── */
        .proc-step {
            position: relative;
            z-index: 1;
            text-align: center;
            padding: 0 6px;
        }

        .proc-num {
            width: 108px; height: 108px;
            border-radius: 50%;
            background: linear-gradient(135deg, #406dba, #1a3a6e);
            border: 2px solid var(--gold-br);
            display: flex;
            flex-direction: column;
            align-items: center;
            justify-content: center;
            gap: 12px;
            margin: 0 auto 26px;
            box-shadow: 0 8px 28px rgba(0,0,0,.35);
            transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
            cursor: default;
        }
        .proc-num i {
            font-size: 22px;
            color: #fff;
            transition: transform .3s ease;
        }
        .proc-num .step-no {
            font-size: 12px;
            font-weight: 900;
            letter-spacing: 2px;
            text-transform: uppercase;
        }
        .proc-step:hover .proc-num {
            transform: translateY(-7px);
            border-color: var(--gold);
            box-shadow: 0 0 0 10px rgba(200,150,74,.1), 0 20px 44px rgba(0,0,0,.45);
        }
        .proc-step:hover .proc-num i { transform: scale(1.18); }

        .proc-step-title {
            font-size: 18px;
            font-weight: 700;
            color: #fff;
            margin-bottom: 8px;
        }
        .proc-step-desc {
            font-size: 13px;
            color: #1a1d50;
            line-height: 1.65;
            max-width: 155px;
            margin: 0 auto;
        }

        /* Active / highlighted step */
       .proc-step.active .proc-num {
            background: #fff;
            border-color: #1a1d50;
            box-shadow: 0 0 0 10px #08080826, 0 16px 40px #1a1d5000;
        }
        .proc-step.active .proc-num i { color: #1a1d50; }
        .proc-step.active .proc-num .step-no { color: #1a1d50; }
        .proc-step.active .proc-step-title { color: #1a1d50; }

        /* ── ANIMATIONS ── */
        @keyframes fadeUp {
            from { opacity:0; transform:translateY(28px); }
            to   { opacity:1; transform:translateY(0); }
        }
        .anim { opacity:0; animation: fadeUp .6s ease forwards; }
        .d1 { animation-delay:.10s; }
        .d2 { animation-delay:.20s; }
        .d3 { animation-delay:.30s; }
        .d4 { animation-delay:.40s; }
        .d5 { animation-delay:.50s; }
        .d6 { animation-delay:.60s; }
        .d7 { animation-delay:.70s; }

   

        /* ── RESPONSIVE ── */
        @media (max-width: 991px) {
            .proc-line-top { display: none; }
            .proc-step { margin-bottom: 44px; }
            .proc-cta-strip { text-align: center; justify-content: center; }
            
        }
        @media (max-width: 575px) {
            .proc-num { width: 90px; height: 90px; }
            .proc-num i { font-size: 20px; }
        }